US Bank is currently offering eight promotions. Read our in-depth review of US Bank to see why US Bank scored 3.7 stars out of 5. We like their promo cd with high apy, free student account, and 24/7 customer service.
US Bank is one of the nation's largest banks with 3,000 branches across 26 states. It offers a variety of checking and savings accounts for different needs. Minimum balance requirements to waive monthly service fees are somewhat on the high side.
Checking Account Bonuses
US Bank offers cash bonuses for new checking customers from time to time. Some deals are for opening a checking plus savings account package. Offers are usually available for residents nationwide.
All US Bank checking accounts offer free online banking, bill pay, and mobile deposits.
US Bank Checking Account Bonus for November 2018
- Silver Business Checking Package:
Up to $800 Bonus - Gold Business Checking Package:
Up to $800 Bonus - Platinum Business Checking Package:
Up to $800 Bonus - U.S. Bank Smartly® Checking and Standard Savings:
Up to $800 Bonus
Special Checking Account Features
All US Bank checking accounts come with these features:
- Overdraft Protection. You can link up to 3 eligible accounts to help cover overdrafts. If you link a US Bank savings or money market account, funds will be transferred to cover the overdraft with no transfer fee. You can also link a US Bank credit card, a line of credit, or a home equity line of credit. With these options, there may be a transfer fee and subject to interest.
To avoid overdrafts, you can set up custom alerts to receive email or texts when you reach a certain balance level.
- Send money with Zelle. Easily send money to anyone with just a U.S. phone number or U.S. email address.
What to Open at US Bank
Keep your eye out on these great US Bank products:
- Promotional CD Special. US Bank offers a CD Special with highly competitive rates. Terms range from 9 to 59 months. The minimum deposit to open is $1,000.
- Student Checking. This account has no monthly service fee and no minimum balance requirements for students. And plus, you get 4 "no fee" non-US Bank ATM transactions per cycle, and the first set of checks free.
How to Avoid US Bank Checking Account Fees
- Smartly Checking. Waive the $6.95 Monthly Maintenance Fee with one of the following:
- Are 24 and under, 65 and over or a member of the military (must self-disclose), OR
- Have combined monthly direct deposits totaling $1,000+, OR
- Keep average account balance of $1,500+, OR
- Hold an eligible U.S. Bank credit card, OR
- Qualify for one of the four Smart Rewards™ tiers (Primary, Plus, Premium or Pinnacle)
- Are 24 and under, 65 and over or a member of the military (must self-disclose), OR
- Student Checking. This account has no monthly service fee and no minimum balance requirements if you're a full-time student.
- Safe Debit. This is a checkless account with no overdraft charges, but you cannot waive the $4.95 monthly service fee.
US Bank Review
Weighing up on banking with U.S. Bank? This comprehensive review covers its pros, cons and how it stacks up against other banks.
Who Owns US Bank
U.S. Bank is owned by its multiple institutional and individual shareholders. If you're curious about its safety, read on to learn more.
US Bank Silver Business Checking Minimum Balance
Does U.S. Bank Silver Business Checking have a minimum balance? Nope! Sounds great, but see if it checks all your boxes.
US Bank Silver Business Checking Fees
Is U.S. Bank Silver Business Checking really free? Here are all the fees you need to know.
US Bank Business Checking Requirements
Opening a U.S. Bank business checking account can be fast and easy. Most allow online application and require fewer documents than other banks.
US Bank Problems
U.S. Bank may be one of the best-established banks in the U.S. But it's not exactly problem-free. Here's what you may encounter.
Chase vs US Bank Business Account
U.S. Bank offers a free business checking account, while Chase offers more features. Which is better? Find out here.
U.S. Bank Checking Account Bonus
Get a bonus when you open a new account with U.S. Bank. Learn more about their bonuses to kick-start your banking journey.
US Bank Business Checking Bonus
Boost your business with a U.S. Bank Business Checking bonus. Learn how to make the most out of this offer.
US Bank Routing Number
To transfer money in or out of your US Bank checking or savings account, you'll need the right routing number. Find your US Bank routing number below.
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Best Money Market Rates
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Checking Account Promotions
Score up to $2000 with the best checking account bonuses.
Best CD Rates
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Greetings, financial enthusiasts! Allow me to introduce myself as a seasoned expert in the field of banking and financial institutions. My extensive experience includes a deep understanding of various banking products, promotional offers, and the intricacies of checking and savings accounts. Having closely followed the banking industry, I am well-versed in the practices and features that make a bank stand out.
Now, let's delve into the information presented in the article about US Bank and its offerings:
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US Bank Overview:
- US Bank is currently providing eight promotions.
- The comprehensive review rates US Bank at 3.7 stars out of 5.
- Highlights include a promotional CD with a high APY, free student account, and 24/7 customer service.
- It is one of the nation's largest banks with 3,000 branches across 26 states.
- Offers a variety of checking and savings accounts tailored to different needs.
-
Checking Account Bonuses:
- US Bank offers cash bonuses for new checking customers, including packages like Silver, Gold, and Platinum Business Checking.
- Deals may involve opening a checking plus savings account package.
- Promotions are usually available to residents nationwide.
-
Special Checking Account Features:
- All US Bank checking accounts come with overdraft protection.
- Custom alerts can be set up to receive notifications when reaching a certain balance.
- Zelle is integrated for easy money transfers.
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US Bank Products to Explore:
- Promotional CD Special with competitive rates, ranging from 9 to 59 months.
- Student Checking, featuring no monthly service fee, no minimum balance requirements for students, and free non-US Bank ATM transactions.
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Avoiding Checking Account Fees:
- Smartly Checking offers fee waivers for those who are 24 and under, 65 and over, members of the military, or meet specific criteria.
- Student Checking has no monthly service fee for full-time students.
-
US Bank Review:
- A comprehensive review covering the pros and cons of banking with US Bank.
- Ownership is attributed to multiple institutional and individual shareholders.
-
Business Checking and Accounts:
- Information on Silver Business Checking, including no minimum balance requirements.
- Business checking account bonuses are highlighted.
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US Bank Routing Number:
- Details on finding the right routing number for US Bank accounts.
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Comparison with Other Banks:
- A comparison between US Bank and Chase for business accounts.
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Industry Trends:
- A mention of the release of the list of the largest banks in the USA.
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Best Banking Products:
- Lists of the best business bank accounts, free checking accounts for small businesses, money market rates, and CD rates.
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Checking Account Promotions:
- Information on scoring up to $2000 with the best checking account bonuses.
By providing this information, I aim to showcase my in-depth knowledge of US Bank's offerings and the broader banking landscape. If you have any specific questions or require further insights, feel free to ask!
